ALL PRODUCTS
rGateway / PAYMENT ORCHESTRATIONP—06

One payment API. Multiple providers

rGateway is a payment orchestration layer. Your applications call one API; rGateway handles the PSPs and banks, routing, cascading, limits and reconciliation.

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FIG. 10
ROUTING TOPOLOGY
N APPS → 1 API → N PROVIDERS
— PRIMARY ROUTE   - - CASCADE (RULES · ELIGIBILITY)
rPlatformrPAMrWeb Portal
YOUR APPLICATION
PSP A
PSP B
BANK
ALT. METHODS
rGateway
UNIFIED PAYMENT API
ROUTING RULESCASCADINGLIMITS · FEESRECONCILIATION
BUSINESS APPS
PROVIDERS
DEPOSITS · WITHDRAWALS · TRANSACTION FLOWS→ rMIB PAYMENT-RISK SIGNALS
01 / WHAT YOU CAN DO

What you can do with it

C—01
Unified payment API

One integration for deposits, withdrawals and transaction flows.

C—02
PSP & bank integrations

Providers connected once, behind the API.

C—03
Routing & cascading

Rules choose the provider; eligible failures cascade to the next provider under those rules.

C—04
Methods, limits & fees

Payment methods, limits and fees managed centrally.

C—05
Reconciliation & monitoring

Transaction monitoring, reconciliation and payment analytics.

02 / ONE USE CASE

An eligible failed payment, rerouted under your rules — with one transaction history

01INPUT

A deposit request arrives from the client app.

02WHAT HAPPENS

Routing rules select the preferred PSP for the card and country. It fails with a technical error. Because the rules, the provider and the payment network allow a retry for this customer, rGateway cascades to the next provider, which confirms. The wallet in rPAM is updated and the full attempt history is written for reconciliation and for rMIB’s payment-risk signals.

03OUTCOME

In this illustration the deposit completes; a decline that does not qualify for cascading stays declined, with the same single history. Finance reconciles one transaction; risk sees the signal.

04WHAT IT NEEDS

Your PSP and bank credentials; cascading rules and provider support for retries; rPAM, rPlatform or your own application as the caller.

EXAMPLE SCENARIOAn illustrative operator flow, not a customer case study.
03 / HOW IT FITS

How it fits with what you run

rGateway sits between your applications and your providers: applications call one API; providers are connected behind it. Which PSP and bank connectors are live is listed in the demo, not assumed.

PSPs & banks

Supported connectors are disclosed in the demo flow.

rPAM & rPlatform

Wallets and deposits in the client journey — native.

rMIB

Payment-risk signals — native.

Fraud & risk systems

Connected through API.

■ AI■ INFRASTRUCTURE■ EXPERIENCE▢ YOUR STACK
How integration works
04 / START WITH A WORKING DEMO

Start with a working rGateway demo

The demo is the API and the rules: connect a sandbox provider, define routing and cascading, run deposits and withdrawals and read the transaction history.

YOU GET

A rGateway environment with API access.

YOU CONFIGURE

Payment methods, routing and cascading rules, limits and fees.

CARRIES INTO PRODUCTION

Configuration when production is activated.

YOU NEED

A business email and company details. PSP credentials to connect your own providers.

Same process for every product — how it worksTry rGateway